Money & Economics

Blasphemers I know …



ACA Insurance

I have to laugh looking at the sources...Fear, fear, fear...that's all they know how to push...Fear...they will have us hoarding toilet paper again, now we know why, all the crap they like to feed us...
 
Blasphemers I know …

It's pretty obvious for anybody with brains that whatever is causing the rates to rise was baked into the system before Trump took office. Him shooting his mouth off too much makes for an easy target of TDSers. Every new home and business solar installation means fewer ratepayers paying for the cost of the distribution infrastructure, which cannot be scaled back. Every commercial solar and windmill installation and big data center puts more strain on the creaky infrastructure. I don't think Trump can bring the rates down much because the distribution now costs more than the generation. In my January bill, the power itself was a bit under half the total.
I'm saying this as one of the leeches with home solar, getting a free ride most of the year.

ACA Insurance
With what's happened to my home insurance I'm numb and don't see a 15% increase as a crisis. What I'm really wondering about is the Medicare Part D premiums for 2026. The part D premiums were set to skyrocket in 2025, but the dems didn't want to let that happen, so they set the 2025 part D "direct subsidy", paid to the insurance companies, at $142.67 PER MONTH, per member. That's what's behind all of the $0 premium part D plans this year. Will they keep the subsidy that high for 2026? It's only a worst case of $1,172 per person per year if the subsidy was eliminated completely. Where the heck does all this subsidy money come from, anyway?
 
Got a Newsletter from the Muni Bond company I inherited from my Dad.

The headline:

Record Muni Supply Leads to Juicy Yields

The article reads Municipal Bonds normally follow Treasuries but that has changed.
Muni Bond's issuance in June this year was 17% higher than last year.


I have noticed an increase in yields this year, I get bi-monthly offerings. All the Muni Bonds I have are tax free. I have seen rate comparisons for other investments that are taxed which is estimated 30-40% higher (tax rate) in comparable yields...

So ex. 5% yield on Muni Bond would compare to 8% yield on other taxed investments. Of course this is all dependent on one's tax bracket.
 
It's pretty obvious for anybody with brains that whatever is causing the rates to rise was baked into the system before Trump took office. Him shooting his mouth off too much makes for an easy target of TDSers. Every new home and business solar installation means fewer ratepayers paying for the cost of the distribution infrastructure, which cannot be scaled back. Every commercial solar and windmill installation and big data center puts more strain on the creaky infrastructure. I don't think Trump can bring the rates down much because the distribution now costs more than the generation. In my January bill, the power itself was a bit under half the total.
I'm saying this as one of the leeches with home solar, getting a free ride most of the year.


With what's happened to my home insurance I'm numb and don't see a 15% increase as a crisis. What I'm really wondering about is the Medicare Part D premiums for 2026. The part D premiums were set to skyrocket in 2025, but the dems didn't want to let that happen, so they set the 2025 part D "direct subsidy", paid to the insurance companies, at $142.67 PER MONTH, per member. That's what's behind all of the $0 premium part D plans this year. Will they keep the subsidy that high for 2026? It's only a worst case of $1,172 per person per year if the subsidy was eliminated completely. Where the heck does all this subsidy money come from, anyway?

Note I’m not saying Trump is responsible for all of the inflation, (that’s not being reported) , I’m merely saying if he stands up and shoots his mouth off to those who have only 2-3 brain cells and believe him -and says everything’s great, he’s lying.
And he does it a LOT

I quit paying my cult dues 2-3 months ago
 
Where's the beef ?

 
Where's the beef ?


That game is as old as the market for pre-packaged meat cuts. I always found it interesting to pick up ground beef that was "red" fresh on the outside but when you got to the middle of it you'd see brown oxidized meat in middle. I'm pretty sure it's supposed to the opposite....brown starts on the outside surface. There are very few products on the market where someone has not taken the time to manipulate your opinion on what you think you are buying. It's all packaged to get you to buy something that looks more attractive than it is, looks larger than it is, looks more affordable than it is.

The guy who bought those cuts should eat the good cuts then return the rest. I assume Costco has a similar policy to Sam's Club? Instead of him learning a valuable lesson let Costco learn one.

Sam's Club offers a 200% money-back guarantee on all fresh meat, seafood, bakery, and produce items. This means that if a member isn't satisfied with the quality of a perishable item, they will receive a full refund and an additional refund equal to the original purchase price. Non-members receive a 100% money-back guarantee for the same items.
 
That game is as old as the market for pre-packaged meat cuts. I always found it interesting to pick up ground beef that was "red" fresh on the outside but when you got to the middle of it you'd see brown oxidized meat in middle. I'm pretty sure it's supposed to the opposite....brown starts on the outside surface. There are very few products on the market where someone has not taken the time to manipulate your opinion on what you think you are buying. It's all packaged to get you to buy something that looks more attractive than it is, looks larger than it is, looks more affordable than it is.

Actually, it's the other way around... The red in meat is due to oxygen. The center will turn brown because it doesn't have exposure to oxygen.

And it's not just meat that they do this with... I bought a two-pound bag of rainbow carrots, and they showed the white, yellow, and purple ones through the window. At the top and bottom of the bag, where the carrots were covered by the printing/coloring of the packaging-- orange. Over half of them were plain, boring orange.
 
Actually, it's the other way around... The red in meat is due to oxygen. The center will turn brown because it doesn't have exposure to oxygen.

And it's not just meat that they do this with... I bought a two-pound bag of rainbow carrots, and they showed the white, yellow, and purple ones through the window. At the top and bottom of the bag, where the carrots were covered by the printing/coloring of the packaging-- orange. Over half of them were plain, boring orange.
 
JPC is right!! I grind my own and it was O2 that turns the hemoglobin red in the meat.
Another interesting note, I also brine olives too. Did you know if one bubbles air or O2 through
those said olives, they become the black olives one eats.

BTW are they still gassing the meat with CO? (Carbon monoxide)
Also, the color of lights are used to enhance the colors of vegies and meat too.
 
Where's the beef ?



That game is as old as the market for pre-packaged meat cuts. I always found it interesting to pick up ground beef that was "red" fresh on the outside but when you got to the middle of it you'd see brown oxidized meat in middle. I'm pretty sure it's supposed to the opposite....brown starts on the outside surface. There are very few products on the market where someone has not taken the time to manipulate your opinion on what you think you are buying. It's all packaged to get you to buy something that looks more attractive than it is, looks larger than it is, looks more affordable than it is.

The guy who bought those cuts should eat the good cuts then return the rest. I assume Costco has a similar policy to Sam's Club? Instead of him learning a valuable lesson let Costco learn one.

Sam's Club offers a 200% money-back guarantee on all fresh meat, seafood, bakery, and produce items. This means that if a member isn't satisfied with the quality of a perishable item, they will receive a full refund and an additional refund equal to the original purchase price. Non-members receive a 100% money-back guarantee for the same items.

And this is why I never buy meat. Unless it was raised on my property. When I go to the grocery store and walk past the meat coolers, all of the beef, pork or lamb looks fake.

My freezers are full of meat from my farm, and processed by a local reputable butcher.
 

This has to be fake news. So many of the professional economy pundits the leftist rags found under rocks said April 2 Liberation Day will be...

 
We're being told, daily, that this is the Golden age. That the Orange Jesus has it all figured out and we're all going to be rich!

Yet as this article shows, as do my recent posts about tariffs and grocery's, the "on-the-street" reality is that I'm just not seeing it.


(Still waiting on my $11,000 raise Trump and the GOP promised me from the BBB,... has anyone got theirs?)

Another Canary: The Las Vegas Economy Is Tanking Just Like It Did In 2008 And 2009​

 
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